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When buying a house the UK you will probably need to speak to the bank about a . First time buyers will typically this back over 25 years although this can be negotiated with the bank depending on how much of a payment you are able to make. The bank will also ask you to pay for a survey the house. It is well worthwhile choosing the full survey because it will prevent unwanted surprises and can be a useful bargaining in renegotiating the price with the seller.
